The LED Experiment

The LED Experiment

We have experienced increased rates with SCE so we decided to take our conservation efforts a step further. We researched and read studies on how LED lights are supposed to have significant savings over use of standard and CFL light bulbs. Our first reaction was a little skeptical to jump on this LED bandwagon because … Continue reading

Is it Worth Paying Points On a Mortgage?

When financing a home purchase or refinancing a current home, you have to make a number of decisions. You will have to choose from among a half dozen different mortgage types available to you. Regardless of which type of mortgage you choose, you’ll be faced with another question: should I pay points? Points, or discount … Continue reading

Latest Breaking News on Housing Market

Latest Breaking News on Housing Market

First up is some positive breaking news for the housing market. Shadow inventory of homes is declining, providing a dose of good news for the glum housing market. Shadow inventory, or homes on the verge of foreclosure, fell to 1.6 million units representing a five-months supply in July compared to 1.9 million units representing a … Continue reading