The LED Experiment

The LED Experiment

We have experienced increased rates with SCE so we decided to take our conservation efforts a step further. We researched and read studies on how LED lights are supposed to have significant savings over use of standard and CFL light bulbs. Our first reaction was a little skeptical to jump on this LED bandwagon because … Continue reading »

Is it Worth Paying Points On a Mortgage?

When financing a home purchase or refinancing a current home, you have to make a number of decisions. You will have to choose from among a half dozen different mortgage types available to you. Regardless of which type of mortgage you choose, you’ll be faced with another question: should I pay points? Points, or discount … Continue reading »

Latest Breaking News on Housing Market

Latest Breaking News on Housing Market

First up is some positive breaking news for the housing market. Shadow inventory of homes is declining, providing a dose of good news for the glum housing market. Shadow inventory, or homes on the verge of foreclosure, fell to 1.6 million units representing a five-months supply in July compared to 1.9 million units representing a … Continue reading »